Transeuropa
+44 20 1234 5678 hello@transeuropabrokers.com WhatsApp: +44 20 1234 5678
Our Cover

Insurance, Tailored to What You Actually Need

We compare policies across our panel of insurers to place cover for individuals, families, and businesses of every size. Browse by category below, or get in touch and we'll point you to the right one.

Personal Insurance

Cover for you, your family, your home, your health, and the things you rely on day to day.

Home & Contents

Cover for your buildings, belongings, and accidental damage, with options for high-value items and unoccupancy periods.

Learn More →

Motor & Motorcycle

Comprehensive, third-party, or classic vehicle cover, with named-driver and no-claims protection options built in.

Learn More →

Life & Critical Illness

Lump-sum or income protection cover for your family if the unexpected happens, matched to your mortgage or income needs.

Learn More →

Travel Insurance

Single-trip or annual multi-trip cover, including medical emergencies, cancellations, and lost luggage, worldwide or Europe-only.

Learn More →

Mortgage Protection

Cover to keep up mortgage repayments if you're unable to work due to illness, injury, or unemployment.

Learn More →

Health Insurance

Private medical cover for faster diagnosis, treatment, and specialist access, as an individual policy or a company benefit.

Learn More →

Loan & Credit Protection

Keeps up repayments on a personal loan, credit card, or car finance agreement if illness, injury, or redundancy stops you working, so one setback doesn't become two.

Learn More →

Business Insurance

Cover built around your operations, your premises, your fleet, your cash flow, and your professional risk.

Public & Employer's Liability

Protection against claims from members of the public, clients, or employees injured because of your business activities.

Learn More →

Commercial Property

Buildings, stock, and equipment cover for offices, retail units, and warehouses, including business interruption.

Learn More →

Fleet & Goods in Transit

Cover for company vehicles of any size, plus the goods they carry, under a single consolidated policy.

Learn More →

Professional Indemnity

Cover against claims of negligence, errors, or poor advice for consultants, contractors, and professional practices.

Learn More →

Credit Insurance

Protects your business against non-payment from customers, so a bad debt doesn't threaten your cash flow.

Learn More →

Specialty & International

For risk that crosses borders, high-value cargo, or anything that doesn't fit a standard policy.

Marine & Cargo

Hull, cargo, and freight liability cover for shipping and logistics businesses trading across borders.

Learn More →

High-Value Cargo

Agreed-value cover for valuable consignments (jewellery, fine art, electronics, pharmaceuticals and luxury goods) by air, land or sea.

Learn More →

Multinational Programmes

Coordinated insurance programmes for businesses operating across multiple European jurisdictions.

Learn More →

High Net-Worth Cover

Bespoke home, valuables, and liability cover for clients with complex or high-value personal assets.

Learn More →

Bespoke Risk Placement

For risks that don't fit a standard policy, we work directly with underwriters to place tailored cover.

Learn More →

Credit & Financial Risk

Insurance for the money side of business: non-payment, political risk, fraud, director liability and deal risk, plus insurance-backed bonds that keep your bank lines free.

Credit Insurance

Protects your business against non-payment from customers, so a bad debt doesn't threaten your cash flow.

Learn More →

Export Credit Insurance

Protects exporters against non-payment by overseas buyers, from buyer insolvency to political events that stop payment.

Learn More →

Political Risk Insurance

Protects overseas investments, assets and contracts against government actions and political events beyond your control.

Learn More →

Contract Frustration Insurance

Covers losses when a contract is cancelled or can't be performed for political reasons, including when the buyer is a government.

Learn More →

Surety Bonds (Insurance-Backed)

Performance, advance payment, bid and other bonds issued by insurers instead of banks, so your bank credit lines stay free.

Learn More →

Commercial Crime & Fidelity Insurance

Protects your business from financial loss through employee theft, fraud and social-engineering scams.

Learn More →

Directors' & Officers' Liability (D&O)

Protects directors and senior managers personally against claims alleging wrongful acts in running the company.

Learn More →

Warranty & Indemnity (W&I) Insurance

Covers losses from breaches of the warranties and indemnities given when a business is bought or sold.

Learn More →

Non-Payment Insurance for Lenders

Protects banks, trade financiers and funds against borrowers or obligors failing to pay, including on letters of credit and trade loans.

Learn More →

Trade Finance & Guarantees

For businesses trading internationally, we arrange the bank instruments and guarantees that give your counterparties confidence to deal with you.

Bank Guarantees

A bank's formal promise to pay a beneficiary if you or your counterparty fail to meet a contractual obligation, giving both sides confidence to proceed.

Learn More →

Standby Letter of Credit

A bank's commitment to pay a beneficiary if their client defaults on an agreement, a fallback guarantee rather than a primary payment method.

Learn More →

Documentary & Deferred Letters of Credit

Payment released once shipping documents are presented, with deferred terms letting the buyer settle at an agreed later date.

Learn More →

Red Clause Letters of Credit

Lets an exporter draw an advance before goods are shipped, helping fund production or purchase ahead of delivery.

Learn More →

Demand Guarantees

The issuing bank pays the beneficiary on first demand, without needing to prove the underlying contract was actually breached.

Learn More →

Performance Bonds

Compensates a project owner if a contractor fails to complete work to the agreed standard, scope, or timeline.

Learn More →

Bid Bonds

Security lodged during a tender process, protecting the project owner if a winning bidder withdraws or won't sign the contract.

Learn More →

Proof of Funds Messages

A bank-verified message confirming a buyer has funds available to complete a transaction, giving sellers confidence before proceeding.

Learn More →

Pre-Advice Messages (MT799)

A secure SWIFT message banks exchange to confirm intent to issue a financial instrument before the formal documentation follows.

Learn More →

Joint Venture Support

Risk and guarantee structuring for two or more businesses entering a joint venture, so liability and exposure are clearly divided.

Learn More →

Import Finance

Short-term funding that bridges the gap between paying an overseas supplier and receiving payment from your own buyers.

Learn More →

Advance Payment Bonds

Guarantees that a down payment or advance is repaid if the contractor or supplier who received it fails to deliver.

Learn More →

Retention Bonds

Replaces cash retentions held back from your invoices with a bond, so the money comes to you instead of sitting with the employer.

Learn More →

Maintenance & Warranty Bonds

Guarantees that defects found after handover will be put right during the agreed maintenance or warranty period.

Learn More →

Payment Guarantees

A bank's guarantee that a buyer will pay a supplier for goods or services delivered on agreed terms.

Learn More →

Customs & Excise Bonds

Guarantees to customs and tax authorities that duties and taxes will be paid, for duty deferment, transit and bonded warehousing.

Learn More →

How to Get a Quote

Whichever category of cover you need, the process is the same.

1

Tell Us What You Need

A quick call or form, enough for us to understand the risk.

2

We Compare the Market

We shortlist real options from our panel, not just one insurer's product.

3

You Choose

We explain the trade-offs in plain language so the decision is actually yours.

4

Cover Goes Live

We confirm everything in writing and stay on hand for anything that comes up.

Documents You'll Need

Having these ready speeds up your quote considerably.

Personal Cover

Proof of ID, details of the asset (property, vehicle, or trip), and your claims history for the last 3 to 5 years.

Business Cover

Company registration details, latest financial statements, and a summary of your operations, premises, and fleet.

Trade Finance

Trade contract or purchase order, company financials, and details of the counterparty the instrument is issued to.

Renewals & Mid-Term Changes

Cover isn't something you set once and forget.

Ahead of every renewal, we re-shop the market rather than letting your policy auto-renew at whatever price the insurer sets. If your circumstances change mid-term (a new vehicle, an extension to your premises, a change in turnover), tell us and we'll update your cover so you're never under- or over-insured.

  • Renewal review, every time, not just when you ask.
  • Mid-term changes handled without starting a new policy from scratch.
  • No auto-renewal at a worse price without us checking the market first.

Why Compare Cover With Us

A few reasons clients choose to place cover through Transeuropa rather than going direct.

Whole-of-Market

We compare across our full insurer panel, not a single provider's product range.

One Point of Contact

One broker who knows your situation, instead of a different call centre agent every time.

Support That Outlasts the Sale

We're still there at renewal and at claims time, not just at the point of purchase.

Cover FAQs

Quick answers about the policies on this page. For broker-wide questions, see our main FAQ.

Yes, many of our clients hold both personal and business policies with us, with a single broker contact managing both.

Most personal lines cover can be placed same-day. Business and trade finance instruments typically take a few days, depending on underwriting requirements.

No, our panel includes specialist and niche underwriters as well as larger insurers, so unusual risks still get a proper look.

Don't See What You Need?

If your risk doesn't fit neatly into a category, tell us about it and we'll work with our panel of insurers to find or build the right cover.