Transeuropa
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Motor & Motorcycle Insurance
Personal

Motor & Motorcycle Insurance

Comprehensive, third-party, or classic vehicle cover, with named-driver and no-claims protection options built in.

Get a Quote
  • Comprehensive, third-party fire & theft, or third-party only levels
  • Named-driver and multi-car policy options
  • No-claims discount protection
  • Classic and modified vehicle cover with agreed valuations
  • Motorcycle cover across engine sizes and rider experience levels

Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.

  • Using the vehicle for hire or reward without the right class of cover
  • Driving under the influence or without a valid licence
  • Modifications not declared at the time of purchase

Who This Is For

Individual drivers and riders, families running multiple vehicles, and classic or modified vehicle owners who need an insurer that actually understands their vehicle.

Good to Know

A modified or classic vehicle on a standard policy can be underinsured by default. We place these with insurers who use agreed, not market, valuations.

Choose Your Level of Cover

Comprehensive, third-party, fleet or luxury: pick what fits how you drive and we'll compare it across our panel of insurers.

A Quick Example

A client with a modified hatchback found their previous insurer had quietly excluded the modifications from cover. We re-placed the policy with an insurer that priced the car as it actually was, modifications included.

Why Place This Through Transeuropa

What you gain by arranging this cover through a broker instead of buying it direct.

Several Quotes, One Conversation

We approach the insurers on our panel that write this class of cover and bring their terms back side by side.

Wording Checked Before You Sign

We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.

An Advocate at Claims Time

If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.

How to Get This Cover

Four steps from your first question to confirmed cover.

1

Share the Details

Answer a few questions online or by phone so we understand exactly what needs protecting.

2

We Approach the Market

Your broker goes to the insurers best suited to this type of risk and negotiates the terms.

3

Compare and Decide

You receive a clear summary of price, cover and exclusions for each option, with our recommendation.

4

Confirmed in Writing

Once you accept, we arrange the policy and send your schedule and documents the same day.

Documents You'll Need

Proof of ID, details of the asset (property, vehicle, or trip), and your claims history for the last 3 to 5 years.

Renewals & Mid-Term Changes

We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.

Cover FAQs

Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.

No. Asking about this cover starts a conversation with a broker. Nothing is bound and no payment is taken until you've reviewed real options and told us to go ahead.

For most personal policies, cover can start the day you accept the quote. Business cover and trade finance instruments usually take a few working days while the insurer or bank completes its checks.

Tell us and we'll point you to a better-suited policy from across our panel, or build something bespoke if your risk doesn't fit a standard product.

Ready to Compare Cover?

Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.