Transeuropa
Transeuropa
Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.
Homeowners and tenants who want their buildings and belongings properly valued and covered, not just a default policy sized for an average property.
Under-insurance is the most common reason a buildings claim gets reduced. We help you value your property properly at the outset, not just at claim time.
A burst pipe over a bank holiday weekend caused significant water damage to a client's kitchen and flooring. Because the property hadn't been left unoccupied beyond the policy's limit and the damage was sudden, the claim was accepted and settled within three weeks.
What you gain by arranging this cover through a broker instead of buying it direct.
We approach the insurers on our panel that write this class of cover and bring their terms back side by side.
We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.
If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.
Four steps from your first question to confirmed cover.
Answer a few questions online or by phone so we understand exactly what needs protecting.
Your broker goes to the insurers best suited to this type of risk and negotiates the terms.
You receive a clear summary of price, cover and exclusions for each option, with our recommendation.
Once you accept, we arrange the policy and send your schedule and documents the same day.
Proof of ID, details of the asset (property, vehicle, or trip), and your claims history for the last 3 to 5 years.
We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.
Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.
Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.
